Ramp

Modern finance platform with AI spend management — corporate cards, expense, bills, vendors, and AI agents that save 5%+.

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Features

Feature 1

Free corporate cards and expense management (interchange-funded)

Feature 2

AI transaction categorization with NetSuite, QuickBooks, Xero sync

Feature 3

AI agents for spend analysis, contract negotiation, procurement

Feature 4

AI Spend Visibility — token-level tracking across AI vendors (2026)

Feature 5

Bill pay and vendor management automation

Feature 6

Real-time spend controls and policy enforcement

Feature 7

1.5% flat cash back on all spending

Feature 8

Plus tier with advanced AI controls; Enterprise custom